AVC Non-Life Insurance — Fast CTPL Online
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IC-Licensed Insurance Provider
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Protect Third Parties
with CTPL Insurance.

Fast, affordable, and fully digital. Get your Compulsory Third Party Liability coverage in minutes — policy sent straight to your email.

Get Your Quote How It Works
IC-Licensed Agent
IC Accredited
Policy via Email, Telegram, or Viber
Same-Day Processing
QR / GCash / Maya
What We Offer

Choose Your CTPL Plan

LTO-compliant coverage for motorcycles, cars, and trucks. LTO Validation Certificate is inclusive.

Most Popular
Motorcycle CTPL
Mandatory third-party liability for all registered motorcycles in the Philippines.
  • Covers bodily injury & death to third parties
  • LTO registration-compliant
  • LTO Validation Certificate inclusive
  • 1-year coverage period
  • Applies to all motorcycle types
Premium (1 Year)
₱360.00 / year
Apply Now — Motorcycle
Cars & SUVs
Light Car CTPL
Mandatory coverage for private cars, SUVs, AUVs, and other light commercial vehicles.
  • Covers bodily injury & death to third parties
  • LTO registration-compliant
  • LTO Validation Certificate inclusive
  • 1-year coverage period
  • Private car, SUV & AUV types
Premium (1 Year)
₱590.00 / year
Apply Now — Light Car
Trucks
Commercial Truck CTPL
Mandatory coverage for private commercial trucks, light trucks/vans, and cargo trucks.
  • Covers bodily injury & death to third parties
  • LTO registration-compliant
  • LTO Validation Certificate inclusive
  • 1-year coverage period
  • Light truck, van & cargo types
Premium (1 Year)
₱650.00 / year
Apply Now — Com. Truck
Heavy Vehicle
Heavy Truck CTPL
Mandatory coverage for heavy trucks, 10-wheelers, trailer trucks, and large commercial vehicles.
  • Covers bodily injury & death to third parties
  • LTO registration-compliant
  • LTO Validation Certificate inclusive
  • 1-year coverage period
  • 10-wheelers, trailers & heavy vehicles
Premium (1 Year)
₱1,090.00 / year
Apply Now — Heavy Truck
What Clients Say

Real feedback from real clients

We let our Facebook page speak for itself. Read genuine reviews from motorcycle and car owners who have renewed their CTPL with us.

View Client Reviews on Facebook
IC
Licensed Agent
2019
Established
Premier Insurance
Premier
Underwriter
Quick Estimate

How much is my CTPL?

Select your vehicle type below to see the estimated premium — no sign-up needed.

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Simple Process

How It Works

Get your CTPL policy in four easy steps — no need to visit our office.

1
Enter Vehicle Details
Upload your CR photo — our AI auto-fills the form for you.
2
Verify Owner Info
Confirm your name, address, and contact details.
3
Pay Online
Settle securely via QR code, GCash, or Maya — no cash needed.
4
Get Your Policy
Your digital CTPL policy is sent to your email same business day — usually within a few hours of payment.

AVC
AVC Non-Life Insurance
Typically replies instantly
Hi there! 👋 Need help with your CTPL insurance? We're here to answer questions, assist with your application, or check your policy status.
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